President – Mark Garrow

MJN Real Estate

Email Mark or call 760-300-3639

Mark Garrow was born into a military family. Until he settled in San Diego in 1980, he had moved 10 times around the U.S. as well as two European countries. High school was splitMark_200_240 between three geographically diverse locations finally graduating in Stuttgart Germany. He went on to the University of Maryland in Munich Germany for two years before returning to the U.S. and San Diego.

Mark managed 11 different electronic retail outlets over 15 years and spent some time in the telecommunication industry marketing business products. In 1997 Mark moved to Ramona with his wife and two sons. In 2000 he became a Realtor and loan officer, partnering with his wife and specializing in first time buyers. Since then, Mark & Lori have grown their expertise to include REO listing and purchases, Short Sales, relocation’s and other aspects of real estate.

Real Estate has been very exciting and challenging since 2000 and I’m proud to have a dedicated client base that doesn’t hesitate to refer friends and family. They know that I work for them and in their best interest.


2014-2015 VP Ramona Real Estate Association


2015-2016 VP Ramona Real Estate Association


2017 President Ramona Real Estate Association


2018 President Ramona Real Estate Association

Vice President 2017 – Teresa Hobbs

Century 21 Award

Email Teresa or call 760-518-2402

A native San Diegan and a Ramona resident since 1992, I began my real estate career in 1998 with Century 21. With a background in Sales & Marketing and a desire to work withTeresa-Hobbs-Ramona-Realtor people, I knew I had found a career I would love.

I take pride in the fact that more than 80% of my transactions are repeat business or referrals from satisfied clients. I understand that nowadays a lot of real estate information is readily available to our clients through the Internet, and that our role as Realtors has changed. Our clients now rely on us more for our expertise in marketing, negotiating, and ensuring compliance with the ever-increasing number of laws that regulate the transfer of real estate. I believe my job is to lead my clients through the sometimes-complex buying or selling experience and try to make it fun!

I will keep in constant touch with you during the course of buying or selling your home. This is a most important transaction for you and at times it can be confusing. I will return your phone calls promptly-you will be treated as if you were my only client.

I am dedicated to providing a level of commitment to you that can be compared to no other. I am not just here to help you buy or sell your home-I want to build lifelong relationships one person at a time. By concentrating my energy on your priorities and providing the world class service you deserve, I will be able to help you reach your goals. My valued past clients, and the friends and family they refer to us, is the foundation of my business. I hope to earn your trust so that you, too, will look forward to referring your friends and family to me.

Vice President – Karen DomnitzKaren_Domnitz

Century 21 Award

Email Karen or Call 619-884-7654

Drawing on 31 years of the Financial, Real Estate and Teaching Industries I use my rich and diverse knowledge to help clients go smoothly through their home purchase or sale. First time homebuyer, investor or seller, I use my skills to meet my clients’ needs, turning any challenges into opportunities. My network of professionals, offers a strong team approach of honesty and integrity to insure my clients’ best interests are met. My work ethic drives me to help buyers find their home oasis.

Everyday technology is more and more taking the place of human interaction. Building a strong personal relationship is crucial to satisfying today’s information saavy clients. Buyers and Sellers have unlimited access to information, what I do is identify and connect them with the best matches for them. Whether it’s ranch land with farm animals, Estate living with golf courses and trails, or in town living there’s a place for you!

My husband, Jared, and I moved to Ramona in 1992 and have renovated and built over the years to creat our oasis. If you are searching for land to build from scratch, an existing home to make your own, or just need assistance in staging your property, I will help you with patience and professionalism.

When not hard at work, I enjoy being with friends and family. Having them at our home, us at their home or out experiencing the delicious local wines of Ramona’s Wineries. I am an active member of the community I live in. I understand the importance of helping out, volunteering and fund raising for youth programs; softball, football, baseball, wrestling, soccer, martial arts. You may also find my family and I enjoying time together with our dog, Jager, or riding our beach cruisers.

Treasurer – Sally Westbrook

MJN Real Estate

Email Sally or call 760-525-4888


Sally Westbrook is a Realtor with MJN Real Estate in Ramona and has been in the real estate industry for 20+ years. Starting out in the mortgage business, my professional focus was steered towards the service side of the real estate Sally-Westbrook-Ramona-Realtorindustry to Title and Escrow Services. Having served as the County Sales Manager for a leading title and escrow company, I gained a promotion to Regional Escrow Manager and served in that capacity for 10 years. As a Realtor with this industry experience and knowledge, I feel that I bring a more balanced understanding to the clients of their sales transaction.

I am a second term Director for the Ramona Chamber of Commerce and have the privilege of currently serving on the Executive Board. I am active in the San Diego Association of Realtors and keep up with changes in Real Estate. Having sold properties in many communities of San Diego County, I have become familiar with all aspects of life in Southern California.

I am the mother of two sons and have four grandchildren. We are a beach loving family and also great Padres fans. I have two pugs, Arthur and Rocko who love their life in Ramona. My mission as a Realtor is to do the best I possibly can for the client so their real estate experience is one of joy and happiness. “I sell Ramona, one property at a time where the quality of life is second to none.”

Director – Lori Hoge

Re/Max Direct

Email Lori or Call 619-820-3812Lori-Hoge

Lori Hoge has been a Ramona resident for over 25 years and comes from a family with a real estate background. Living here and attending many of Ramona’s local schools and events has given Lori a strong knowledge of the community and a great resource for local information.

As a Realtor, I take pride in growing relationships with my clients. My love for helping others makes my career that much more enjoyable. My commitment to helping clients connect with the home of their dreams and providing the best possible experience results in a regular stream of referrals and gives my clients the confidence that I have gone above and beyond their expectations.  I am recently engaged and will soon have 2 amazing step children. When I’m not working you can usually find me hiking, playing with our 2 dogs, hanging out with friends or watching the kids play sports.





Director – Kimberly Swartz

San Vicente Realty

Email Kimberly or Call 760-594-7399

Kimberly Swartz is a native Californian and while her career in Sales & Marketing with the airline industry had her moving and living in different states, Kim and her husband Bob decided it was time to mokim-schwartz-headshotve back to California so they could raise their two children, Teresa and Robert, closer to family.  So in 2003, the town of Ramona would become their new home.

Kim has been a licensed Realtor in the State of California since 2006, and although she was working in the REO industry and representing the banks, she decided to join San Vicente Realty as an agent and get back to working with people and helping them with what might be one of their most important decisions, to purchase or sell their home.

I enjoy being an agent in Ramona and working with clients, who gratefully have become my friends and I take pride in knowing that because I have their best interest at hand and will always work hard and be available for them.  They will, without question, refer me to their friends and family.


Director – Janece Bell

Century 21 Award

Email Janece or Call 760-473-1628Janece-Bell

Bio Coming Soon






Treasurer – Susan Willis

Re/Max Direct

Email Susan or Call 619-995-6200


Director – Jim Roy

San Vicente Realty

Email Jim or Call 760-822-7097


Director – Mechelle Bombard

Re/Max Direct

Email Mechelle or Call 760-473-1628